What we're all about


Offers jobs to students studying

Agriculture Business and Commerce Agribusiness Information Technology Consulting


Auckland Wellington Christchurch Hamilton

Having studied a Business & Commerce degree then the following ANZ Graduate Programmes are relevant for you.

Retail & Business Banking

Where: Auckland
How long: 18-month program

Our goal is to be New Zealand’s best bank by helping locals achieve more. Retail and Business Banking is our largest division and where most customers come into contact with us - that's why it's referred to as the face of the bank. Through our branches, business and contact centres and specialist distribution teams, we offer customers access to the most banking specialists in New Zealand.

Retail and Business Banking’s frontline team understand the needs and aspirations of our customers to give them the best possible solutions. From deposits and credit cards, to personal loans and a whole lot more, our team drive the business forward and make sure all customers’ needs are met.

What makes a great Retail and Business Banking Graduate?
Successful graduates are passionate about customers and their needs. They have a strong customer focus and can build effective working relationships with their peers and stakeholders alike. We’re looking for people who are comfortable working behind the scenes working with technical data, research and analysis-based tasks, and have the skills to communicate solutions clearly and effectively.

We’re looking for flexible, adaptable people who want to be a part of the biggest area of our operations. People who want to grab opportunities with both hands and experience all the challenges and rewards this program has to offer.

The people with the skills and capabilities we’re looking for will be coming out of all faculties, including Business, Commerce, Arts, and Sciences. And we know you’ve got more to offer than official grades. We strongly value curiosity and diversity of thinking, and we want to know what makes you tick, and what you can bring to the table. Things like interests, hobbies, travel, community work, achievements and experiences all make you a more competitive applicant.

The best way to learn is to do. That’s why we want to give you the opportunity to get hands-on experience in a range of different areas. We’ve designed our program so that, over 18-months, you’ll have plenty of opportunities to learn from your peers and stakeholders while gaining a comprehensive knowledge of how the division operates.

Each rotation will introduce you to new products, people and policies. So by the end of your 18 months, you’ll have all the skills, knowledge and experience you need to kick off your career with us.

Commercial & Agri

Where: New Zealand-wide
How long: 18-month program

Agri location includes (but not limited to) Waikato, Bay of Plenty, and Canterbury.

Commercial locations include (but are not limited to) Christchurch, Wellington, and Hamilton. Please indicate in your resume the top three locations you would consider being located.

Our Commercial and Agri divisions provide full-range services to businesses and customers across the country. By building strong relationships, while understanding local markets and economies, we work with clients to deliver personalized solutions that help them reach their goals.

Commercial customers are predominantly privately-owned businesses with an annual turnover of between $2M to $250M. Our Agri customers have business limits greater than $500,000 and total farm income will typically exceed $250,000.

We also have teams dedicated to Property Finance, Trade Finance and Transactional Banking.

What makes a great Commercial and Agri Graduate?
We’re on the lookout for motivated all-rounders to take on every challenge that comes their way; people who have good technical skills, are great with people and can articulate their business solutions in a connected, insightful and simple way.

Graduates who thrive in a team environment, but are equally motivated when working alone, make great candidates. While previous customer-facing experience or a degree in Commerce, Agri or Business would be plus, we’re simply looking for motivated, talented applicants. So, no matter what you’re studying, don’t be afraid to apply.

Our programme is designed to give you the broadest range of experience possible. Over three six-month rotations, you’ll gain the skills and know-how to become a relationship staff member. By learning new policies and practices from your peers and stakeholders, you’ll have a wealth of knowledge to draw from to kick start your professional career.


Where: Auckland and Wellington
How long: 36-month Programme

Our Finance Graduate Programme will give you a comprehensive understanding of how we operate on a global level, touch on broader divisions of the ANZ business and explore how global influences impact our day-to-day operations.

To deliver the best possible financial solutions to customers, our teams shape strategies, allocate resources and ensure all decisions are based on facts. They focus on two main functions:

Business Partners and Financial Planning and Analysis teams work with customers to provide insight and strategies that drive performance for everyone.

Financial Control and Specialist Services like tax, governance and project accounting comply to strict reporting requirements and maintain the integrity of the numbers. This helps us to provide the best possible service and remain independent.

The Business Partners, Financial Planning and Analysis, Financial Control and Specialist Services play an integral role in Finance’s operating model and are supported by systems and hub services, governed by leadership and management.

What makes a great Finance Graduate?
Simply put, we’re looking for finance enthusiasts. People who are passionate about finding solutions, have great quantitative analytical skills and understand how a business operates.

But it’s not all about the numbers. We’re on the lookout for people who have a big-picture view of the world. People who are friendly, flexible and adaptable in a fast-paced, rapidly transforming the industry. Interesting people with a great balance of financial know-how and life skills will make excellent candidates.

If you've studied any of the following, it's likely you have the skills we're looking for:

  • Accounting
  • Mathematics
  • Statistics
  • Finance
  • Engineering
  • Economics
  • Econometrics
  • Business
  • Commerce
  • or Business Law (including Risk Management)
Our programme is highly sought after by accounting students, which means high achievers will be favored. But the achievement isn’t just high GPAs and classroom results. If you share our passion for finance, don’t be afraid to apply.

We believe the best way to learn, is by doing. So we give you the broadest range of experiences possible. Over four six-month placements, you’ll have exposure to different parts of the business and the opportunity to understand how our Finance area operates on a global scale.

You’ll also have the option to receive study support towards your CA or CPA qualification from the start of your program. We strongly believe in continuous learning, which is why we’re the second highest employer of CAANZ members in New Zealand.

Institutional Graduate Programme

Where: Auckland
How long: 18 month

Institutional Banking is one of the most dynamic and diverse areas of ANZ. Its main focus is delivering world-class integrated solutions to our government, corporate and institutional clients across the globe. Many of our clients are household names, including large New Zealand-listed companies and subsidiaries of multi-nationals.

This division holds the number one market position across New Zealand's major banks in all relationship, product, and services categories. The division is also number one in the Trusted Advisor, Relationship Manager Capability and Overall Satisfaction categories.

As an Institutional graduate, you’ll work with some of our best teams, focusing on developing an understanding of clients’ businesses or industries and providing solutions for their complex financial needs.

Our Business Units
We put the client first. No matter where they are, or what they do, our relationship and product teams work closely to make sure they’re getting the seamless business solutions they need. As an Institutional graduate, you’ll be building your global networks from the get-go.

The programme may see you working in:
  • Relationship Banking
  • Transaction Banking
  • Global Markets
  • Global Loans
  • Client Insights and Solutions
  • Operations

What makes a great Institutional Graduate?
We’re keeping an eye out for bright, enthusiastic, hands-on people who want to take on the challenges and rewards that our program offers. We want people who are intellectually curious with an interest in what’s happening around the globe. Our graduates are people that can thrive in a team or work well alone and want to be a part of building a multi-national business.

Our programme is highly sought after by students across the country, so strong academic results and good technical skills will be favored.

If you’ve studied the following, it’s likely you have the skills we’re looking for:
  • Commerce
  • Finance
  • Economics
  • Accounting
  • Engineering
  • Mathematics
  • Science
  • and/or Law

But great candidates are more than just their technical know-how. We want to know what makes you, you. Your interests, hobbies, and experiences are all a big part of making you a competitive applicant. After all, our graduates are a diverse group of individuals who all bring something different to the table.

We give you the chance to learn from some of the most experienced bankers and inspiring professionals in the region. Over six three-month placements, you’ll have the chance network, develop skills and gain a working knowledge in different areas of the broader ANZ business.

As an Institutional graduate, you’ll have the opportunity to work with, or even lead, a diverse team. If you’ve recently graduated, or you’re about to, our graduate program offers you the opportunity to build an exciting career with us.

Services & Operations

Where: Auckland and Wellington
Length: 18-month program (3 to 6 rotations, minimum of 3 months each)

Like everyone here at ANZ, our Services and Operations teams are passionate about delivering the best possible customer experience. They do this by continuously modernizing and improving the bank through digital and data innovation. The division consists of two main functions:

Our team supports all our New Zealand-based Operations, Technology, and other teams. We focus on Business Performance, Capacity Management, Project Management, Data and Risk Compliance Management. We also play a lead role in bank-wide projects

This helps the “frontline” business partners (like Commercial and Agri, Institutional, Retail and Business Banking and Wealth) deliver products or services to customers.

When you join the Services and Operations programme, you’ll be changing the way we operate in one of the most diverse and exciting parts of our business. 

What makes a good Services & Operations Graduate?
You will be inquisitive and passionate about improving the way we do things.  You will have a proven ability to problem solve.  You’ll also recognize the importance of managing operational risk effectively. 

You will love working in teams, but also be comfortable managing yourself to complete tasks autonomously.  You will have excellent interpersonal skills, which you will use to engage with a wide range of stakeholders across ANZ.  Adaptability, persistence, and resilience will be crucial to your success. 

Your degree discipline might be in Science, Technology, Engineering, Mathematics or Commerce.  But if it’s not, we’d still love to hear from you – we really value the diversity of thinking. More important than your degree subject will be your growth mindset and your genuine interest in digital, data and improving the way things are done.

You will be methodical, thorough and analytical.  You’ll be able to see the big picture too, to view a problem from all angles, considering the needs of all stakeholders. You will also be customer focused, and may already have some experience in a customer serving role.

In Services & Operations, we pride ourselves on having a graduate programme that gives our graduates an enormous opportunity for personal and professional growth through exposure to diverse teams and disciplines.

We will work with you to tailor a rotation programme that suits your preferences and meets the needs of the business.

If this sounds like the program for you, learn more about the application process.